Hello Clever is committed to a secure, compliant platform that protects against money laundering, terrorism financing, and other financial crimes. Our Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) measures ensure every transaction adheres to local and international regulatory standards. Combining advanced technology, monitoring tools, and a partnership with Flagright, we take a proactive approach to detecting and preventing suspicious activity.
Our AML/CTF framework is multi-layered, combining rule-based and machine learning models with comprehensive KYC checks and rigorous risk-assessment policies so only verified individuals and businesses can transact.

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Our commitment

Monitoring and detection

We continuously monitor transactions for suspicious activity, with technology that detects high-risk transactions in real time.

User verification

Comprehensive Know Your Customer (KYC) checks ensure only verified individuals and businesses can transact on the platform.

Risk assessment and policies

Rigorous risk-assessment policies and protocols mean we take appropriate action whenever unusual patterns are detected.

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How we monitor transactions

Hello Clever monitors every transaction in real time, applying advanced algorithms and compliance rules to detect patterns associated with money laundering or terrorism financing.

Rule-based detection

Pre-defined rules automatically flag high-risk criteria, such as large transfers, unusual patterns, or interactions with high-risk geolocations.

Machine learning detection

Machine learning identifies subtle, evolving patterns that traditional rule-based systems may miss.

Automated alerts

Suspicious transactions generate automated alerts, reviewed by our compliance team for investigation and potential escalation.

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Enhanced security with Flagright

We partner with Flagright, a leader in AML compliance and transaction monitoring, whose tools integrate seamlessly with our platform.

Sophisticated pattern recognition

Flagright helps identify complex patterns, spotting emerging and sophisticated schemes beyond basic detection.

Real-time threat intelligence

Up-to-date intelligence on financial crime trends keeps us proactive in adjusting monitoring rules.

Customisable AML rules

We create and modify AML rules based on current threat intelligence for a flexible, adaptable approach to compliance.

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Reporting and compliance actions

Hello Clever takes immediate, responsible action whenever suspicious activity is identified, in line with regulatory requirements.

Escalation and investigation

Unusual activity triggers a thorough investigation, and anything potentially linked to financial crime is flagged and escalated internally.

Suspicious Matter Reports

When activity meets regulatory criteria, we file Suspicious Matter Reports (SMRs) with the relevant authorities and cooperate fully.

Regular compliance audits

Regular internal and third-party audits assess our systems and practices against global and regional regulations.
Strong AML/CTF practices protect user accounts from association with suspicious activity, build trust that transactions are safe and legitimate, and mitigate financial crime risks across the platform.

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Learn more

For more about our AML/CTF practices or to discuss specific compliance concerns, reach out to our support team. We’re here to keep Hello Clever a secure and compliant environment for all users.