What you can build
Real-time PayIn
Instant bank payments via PayID and PayTo.
Card PayIn
Visa, Mastercard, Apple Pay, and Google Pay.
Payout
Send funds across Australia and APAC.
Instant Cashback
Reward customers the moment payment clears.
Multi-currency FX
Hold and convert funds across currencies.
Settlement
Instant, end-of-day, or on-demand access to funds.
Choose your path
- No-code plugins
- Build with the API
- Run it from the Portal
Connect your store or POS with a ready-made plugin. No engineering work required.
Shopify
Add Hello Clever to Shopify checkout.
WooCommerce
Plugin for WordPress stores.
Magento
For Adobe Commerce storefronts.
OpenCart
Enable payments on OpenCart.
Shopline
Real-time payments on Shopline.
Tyro POS
Instant cashback in store.
Xero
Get paid on Xero invoices.
Compare your options
Match your platform to an integration.
Build by use case
Accept instant payments with PayID
Create a PayID and confirm payment in real time.
Build recurring billing with PayTo
Subscriptions on PayTo agreements.
Handle multi-currency payins and payouts
Collect in one currency, pay out in another.
Drive loyalty with cashback campaigns
Launch a campaign through the API.
Issue and manage cards
Create cards and control spend.
Find your industry
eCommerce, retail, marketplaces, travel, creators.
Start building
1
Create a merchant account
Sign up for a sandbox account to test freely, or a live account for real transactions. See Create a Merchant Account for both options and the full sign-up process.
2
Get your integration keys
Create a Payments Account in the Merchant Portal to generate the
app-id and secret-key that authenticate every plugin connection and API call. Follow Integration Keys.3
Choose how you will connect
Install a ready-made plugin, build directly against the API, or run everything from the Merchant Portal. Choosing an Integration matches your platform and business model to the right guide.
4
Make your first call or test payment
Set your authentication headers and send a request from the sandbox environment. Authentication covers the headers, the access token the hosted gateway link needs, and how to keep your credentials safe.
Understand the platform
What is Hello Clever?
What the platform does, and why merchants choose it.
How it works
Checkout flow and cashback campaigns.
Payment concepts
How payments work in each country.
Clever concepts
Accounts, balances, and money movement.
Clever AI
Insights and campaign forecasting.
Customer experience
Regular, express, and guest checkout.
Payments by region
Australia
NPP, PayID, PayTo, BPAY, and cards.
Japan
JPY payins, bank transfers, and cards.
United States
Instant Payments, ACH, and cards.
Other regions
India UPI and Southeast Asia.
More resources
- API security — how requests, keys, and data are protected
- Fraud monitoring — the controls that screen transactions
- SOC 2 compliance — Hello Clever’s compliance posture
- KYC and AML/CTF — onboarding and monitoring obligations
- How we handle your data — data storage, retention, and access
- Clever AI connectors — connect Shopify or WooCommerce data to Clever AI
- Merchant Portal — sign in to your live account
- Support — knowledge base and contact options
Every path above uses the same credentials. Once your
app-id and secret-key are ready, you can combine PayIn, Payout, Card, Cashback, and multi-currency features in whatever mix suits your business.