> ## Documentation Index
> Fetch the complete documentation index at: https://docs.rc.cleverhub.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Create a Payin

> To be able to successfully create a payin request you would need the following APIs in consideration:
- Step 1: Call the **Get payin methods** to retrieve the list of supported methods.
- Step 2: Call the **Get payin required fields** to get specific required fields for each method. 
- Step 3: Create the payment using the method and required fields from the previous step.
- Step 4: On sandbox environment, you can call the **Simulate payin** to simulate the payment.

<div class="gst-note-red">
  Please note: GST should only be set to <code>true</code> for AU Merchants for <b>AUD</b> currency only. For all other currencies, set GST to <code>false</code>.
</div>
---
**Note:**  

If the `payin_method_name` is either **`jp_bank_jpy`**, **`ar_bank_ars`** and **`kr_bank_va_kyc_krw`**, the `pay_code` will be sent to the webhook after a certain period with the following fields:
- For **`jp_bank_jpy`**:
  - `bank_name`: The recipient's bank name.
  - `transfer_id`: The transfer identifier on the provider side.
  - `branch_code`: The code of the recipient's bank branch.
  - `branch_name`: The name of the recipient's bank branch.
  - `account_number`: The recipient's account number.
  - `account_name`: The recipient's account name.
  - `expired_timestamp`: The payment expiration time.
  - `account_type`: The recipient's account type.
  - `transfer_name`: The name associated with the transfer.
- For **`ar_bank_ars`**:
  - `bank_name`: The recipient's bank name.
  - `account_number`: The recipient's account number.
  - `account_name`: The recipient's account name.
  - `expired_timestamp`: The payment expiration time.
  - `alias`: The letter code used in the Argentine banking system to identify an account instead of an account number (for Argentine accounts).
- For **`kr_bank_va_kyc_krw`**:
  - `virtual_bank_code`:  The recipient's bank code.
  - `virtual_account_number`: The recipient's account number.
  - `virtual_bank_name`: The recipient's bank name.

If you use one of the following payin methods, please check the list of supported providers before proceeding:
- `sa_eft_zar`: [View supported](https://aircrexlandingpageprod.azureedge.net/static/ZA/za_eft.json)
- `my_bank_fpx_myr`: [View supported](https://aircrexlandingpageprod.azureedge.net/static/MY/myr_fpx_banks.json)
- `my_bank_myr`:  [View supported](https://cdn.lightningpay.me/media/payment-gateway-v3/bank/myr_payin_banks.json)
- `th_qrpay_thb`: [View supported](https://aircrexlandingpageprod.azureedge.net/static/TH/th_banks.json)
- `bw_bank_bwp`: [View supported](https://aircrexlandingpageprod.azureedge.net/static/BW/bw_banks.json)
- `mwk_mobile_money_network`: [View supported](https://cdn.lightningpay.me/media/mw/mwk_mobile_money_networks.json)
- `br_pix_brl` (crypto settlement): Please find `crypto_ticker` and `crypto_wallet_address` in [View supported](https://aircrexlandingpageprod.azureedge.net/static/BR/brl_crypto_tickers.json)

**❗ Important:**  
- If you select `mobile_money` as the payin method in Step 3, please refer to the implementation guidelines in the [Mobile Money tab](/api-v2-reference/authorizing-an-otp-transaction).
  - Example payin method: `gh_mobile_money_ghs`
- If you select `kr_bank_va_kyc_krw` as the payin method in Step 3, please refer to the implementation guidelines in the [Bank Transfer tab](/api-v2-reference/authorising-otp-transaction).
  - Example payin method: `kr_bank_va_kyc_krw`
- If you select `kh_pay_khr` or `us_pay_usd`, merchants must not use any parameters returned in the `callback_url` or `failure_callback_url` to update or change the payment status, all payment updates and final transaction status must be handled exclusively via Hello Clever webhooks.
  - Example payin method: `kh_pay_khr`



## OpenAPI

````yaml /api/openapi/v2-reference.yaml post /v2/payins
openapi: 3.0.2
info:
  title: Multi-currency Payment APIs
  description: >-
    ## Introduction

    The Multi-currency Payment API Solution provides developers with a unified
    API schema to support multiple currencies efficiently. These APIs enable
    seamless transactions for both payin and payout operations, ensuring a
    robust, reliable, and scalable payment infrastructure for businesses dealing
    with various currencies.

    ### Key Features

    - **Single API Schema**: A single schema supports all currencies in your
    account, simplifying integration and management.

    - **Payin and Payout Process**:
      - **Step 1**: Call the **Get payin method list** to retrieve the list of supported methods.
      - **Step 2**: Call the **Get payin required fields** to get specific required fields for each method.
      - **Step 3**: Create the payment using the method and required fields from the previous step.
      - **Step 4**: On the sandbox environment, you can call the **Simulate payin** to simulate the payment.

    <div class="gst-note-red">
      Please note: GST should only be set to <code>true</code> for AU Merchants for <b>AUD</b> currency only. For all other currencies, set GST to <code>false</code>.
    </div>

    This documentation provides detailed guidance for integrating these
    capabilities into your application.
  version: 2.0.0
  termsOfService: https://helloclever.co/terms
  contact:
    email: support@helloclever.co
servers:
  - url: https://api.cleverhub.co/api
    description: Sandbox Environment
  - url: https://api-merchant.helloclever.co/api
    description: Production Environment
security:
  - app-id: []
    secret-key: []
paths:
  /v2/payins:
    post:
      tags:
        - Payin
      summary: Create a Payin
      description: >-
        To be able to successfully create a payin request you would need the
        following APIs in consideration:

        - Step 1: Call the **Get payin methods** to retrieve the list of
        supported methods.

        - Step 2: Call the **Get payin required fields** to get specific
        required fields for each method. 

        - Step 3: Create the payment using the method and required fields from
        the previous step.

        - Step 4: On sandbox environment, you can call the **Simulate payin** to
        simulate the payment.


        <div class="gst-note-red">
          Please note: GST should only be set to <code>true</code> for AU Merchants for <b>AUD</b> currency only. For all other currencies, set GST to <code>false</code>.
        </div>

        ---

        **Note:**  


        If the `payin_method_name` is either **`jp_bank_jpy`**,
        **`ar_bank_ars`** and **`kr_bank_va_kyc_krw`**, the `pay_code` will be
        sent to the webhook after a certain period with the following fields:

        - For **`jp_bank_jpy`**:
          - `bank_name`: The recipient's bank name.
          - `transfer_id`: The transfer identifier on the provider side.
          - `branch_code`: The code of the recipient's bank branch.
          - `branch_name`: The name of the recipient's bank branch.
          - `account_number`: The recipient's account number.
          - `account_name`: The recipient's account name.
          - `expired_timestamp`: The payment expiration time.
          - `account_type`: The recipient's account type.
          - `transfer_name`: The name associated with the transfer.
        - For **`ar_bank_ars`**:
          - `bank_name`: The recipient's bank name.
          - `account_number`: The recipient's account number.
          - `account_name`: The recipient's account name.
          - `expired_timestamp`: The payment expiration time.
          - `alias`: The letter code used in the Argentine banking system to identify an account instead of an account number (for Argentine accounts).
        - For **`kr_bank_va_kyc_krw`**:
          - `virtual_bank_code`:  The recipient's bank code.
          - `virtual_account_number`: The recipient's account number.
          - `virtual_bank_name`: The recipient's bank name.

        If you use one of the following payin methods, please check the list of
        supported providers before proceeding:

        - `sa_eft_zar`: [View
        supported](https://aircrexlandingpageprod.azureedge.net/static/ZA/za_eft.json)

        - `my_bank_fpx_myr`: [View
        supported](https://aircrexlandingpageprod.azureedge.net/static/MY/myr_fpx_banks.json)

        - `my_bank_myr`:  [View
        supported](https://cdn.lightningpay.me/media/payment-gateway-v3/bank/myr_payin_banks.json)

        - `th_qrpay_thb`: [View
        supported](https://aircrexlandingpageprod.azureedge.net/static/TH/th_banks.json)

        - `bw_bank_bwp`: [View
        supported](https://aircrexlandingpageprod.azureedge.net/static/BW/bw_banks.json)

        - `mwk_mobile_money_network`: [View
        supported](https://cdn.lightningpay.me/media/mw/mwk_mobile_money_networks.json)

        - `br_pix_brl` (crypto settlement): Please find `crypto_ticker` and
        `crypto_wallet_address` in [View
        supported](https://aircrexlandingpageprod.azureedge.net/static/BR/brl_crypto_tickers.json)


        **❗ Important:**  

        - If you select `mobile_money` as the payin method in Step 3, please
        refer to the implementation guidelines in the [Mobile Money
        tab](/api-v2-reference/authorizing-an-otp-transaction).
          - Example payin method: `gh_mobile_money_ghs`
        - If you select `kr_bank_va_kyc_krw` as the payin method in Step 3,
        please refer to the implementation guidelines in the [Bank Transfer
        tab](/api-v2-reference/authorising-otp-transaction).
          - Example payin method: `kr_bank_va_kyc_krw`
        - If you select `kh_pay_khr` or `us_pay_usd`, merchants must not use any
        parameters returned in the `callback_url` or `failure_callback_url` to
        update or change the payment status, all payment updates and final
        transaction status must be handled exclusively via Hello Clever
        webhooks.
          - Example payin method: `kh_pay_khr`
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
                - currency
                - gst
                - amount
                - name
                - email
                - description
                - payin_method_name
                - payin_method_params
                - webhook_notification
              properties:
                currency:
                  type: string
                  description: >-
                    Transaction currency. It has to be a valid ISO 4217 currency
                    codes. For example, 'PHP' for Philippine Peso, 'AUD' for
                    Australian Dollar.
                gst:
                  type: boolean
                  description: Goods and Services Tax.
                amount:
                  type: number
                  description: Amount.
                name:
                  type: string
                  description: Customer name.
                email:
                  type: string
                  description: >
                    If `required_contact == true`, this email must be the same
                    email that was used to create the
                    [contact](/api-v2-reference/create-contact).
                external_id:
                  type: string
                  description: Custom ID.
                description:
                  type: string
                  description: Description.
                payin_method_name:
                  type: string
                  description: >-
                    Payin method name to be used for this payment. You will
                    receive this from the Get payin methods API.
                payin_method_params:
                  type: object
                  description: >-
                    Payin method parameters. You will receive this from the Get
                    payin’s required fields API.
                  properties:
                    transliterate:
                      type: boolean
                      default: false
                      description: >
                        Set to `true` to convert the customer's name into the
                        bank's required script before submitting the payment.


                        - Currently supported only for `jp_bank_jpy` — converts
                        `first_name` / `last_name` into full-width Katakana for
                        Japanese bank transfers.

                        - Input must contain only Latin letters (a–z, A–Z,
                        spaces). For reliable conversion, the name should be in
                        **romaji** (romanized Japanese). Latin text that is not
                        valid romaji is accepted but may fail to transliterate.
                        Invalid input returns a validation error.

                        - For other payment methods this flag is ignored.

                        - Example (valid romaji): "Taro Yamada" → "タロウ ヤマダ"
                        (romaji → full-width Katakana).

                        - Example (invalid): "Robert" → "ロベrt" — non-romaji
                        Latin cannot be fully converted, so it is rejected.
                webhook_notification:
                  allOf:
                    - required:
                        - endpoint_url
                        - authorization_header
                      type: object
                      description: Merchant Callback Details
                      properties:
                        endpoint_url:
                          type: string
                          format: url (endpoint_url)
                          example: https://example.org
                          description: >-
                            An internet accessible url which Hello Clever will
                            invoke when the status of the transaction has
                            changed. The call will be done using the HTTP POST
                            method. The endpoint exposed by the client must be
                            TLS 1.2 and the server certificate must be issued by
                            a well known commercial certificate authority and
                            that self-signed or internally signed certs are not
                            acceptable.
                        authorization_header:
                          type: string
                          format: (authorization_header)
                          example: SECRET
                          description: >-
                            The string which Hello Clever will put into the
                            Authorization request header when calling the
                            Callback url.
                expired_at:
                  type: string
                  format: YYYY-MM-DDTHH:mm:ss
                  description: >
                    - This setting only applies to the payment method
                    `vn_vietqr_vnd`.

                    - Other methods are either fixed to default values or not
                    configurable, and therefore cannot be edited.

                    - The scheduled expiry must be set to at least 15 minutes
                    later than the current time.
                metadata:
                  type: object
                  additionalProperties: true
                  description: Optional custom metadata to attach to the transaction.
            examples:
              AUD PayID:
                summary: AUD PayID
                value:
                  currency: AUD
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: au_payid_npp_aud
                  payin_method_params:
                    callback_url: https://yourwebsite.com/callback
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              PHP Bank Maya:
                summary: PHP Bank Maya
                value:
                  currency: PHP
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: ph_bank_maya_php
                  payin_method_params: {}
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              PHP GCash eWallet:
                summary: PHP GCash eWallet
                value:
                  currency: PHP
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: ph_ewallet_gcash_php
                  payin_method_params: {}
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              PHP Bank Transfer:
                summary: PHP Bank Transfer
                value:
                  currency: PHP
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: ph_bank_php
                  payin_method_params:
                    callback_url: https://yourwebsite.com/callback
                    bank_code: ubp
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              PHP QR Ph:
                summary: PHP QR Ph
                value:
                  currency: PHP
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: ph_qrph_php
                  payin_method_params: {}
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              IDR Bank QRIS:
                summary: IDR Bank QRIS
                value:
                  currency: IDR
                  amount: 100000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: id_bank_qris_idr
                  payin_method_params: {}
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              IDR DANA eWallet:
                summary: IDR DANA eWallet
                value:
                  currency: IDR
                  amount: 100
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: id_ewallet_dana_idr
                  payin_method_params:
                    callback_url: https://yourwebsite.com/callback
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              VND Other Viet QR:
                summary: VND Other Viet QR
                value:
                  currency: VND
                  amount: 1000000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: vn_other_vietqr_vnd
                  payin_method_params:
                    user_id: user_01
                    account_name: test
                    product_name: clever payments
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              VND Viet QR:
                summary: VND Viet QR
                value:
                  currency: VND
                  amount: 1000000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: vn_vietqr_vnd
                  payin_method_params:
                    ip_address: 134.168.161.19
                    phone: '0123456789'
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              VND Momo eWallet:
                summary: VND Momo eWallet
                value:
                  currency: VND
                  amount: 1000000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: vn_ewallet_momo_vnd
                  payin_method_params: {}
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              MYR Bank Duitnow:
                summary: MYR Bank Duitnow
                value:
                  currency: MYR
                  amount: 10000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: my_bank_duitnow_myr
                  payin_method_params:
                    account_name: Hello Clever
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              MYR Bank FPX:
                summary: MYR Bank FPX
                value:
                  currency: MYR
                  amount: 10000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: my_bank_fpx_myr
                  payin_method_params:
                    bank_type: '01'
                    bank_code: TEST0021
                    callback_url: https://example.com
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              MYR Bank Transfer:
                summary: MYR Bank Transfer
                value:
                  currency: MYR
                  amount: 10000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: my_bank_myr
                  payin_method_params:
                    callback_url: https://yourwebsite.com/callback
                    bank_code: CIBBMYKL
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              MYR Boost eWallet:
                summary: MYR Boost eWallet
                value:
                  currency: MYR
                  amount: 10000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: my_ewallet_boost_myr
                  payin_method_params:
                    callback_url: https://example.com
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              MYR ShopeePay eWallet:
                summary: MYR ShopeePay eWallet
                value:
                  currency: MYR
                  amount: 10000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: my_ewallet_shopeepay_myr
                  payin_method_params:
                    callback_url: https://example.com
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              MYR Touch 'n Go eWallet:
                summary: MYR Touch 'n Go eWallet
                value:
                  currency: MYR
                  amount: 10000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: my_ewallet_touchngo_myr
                  payin_method_params:
                    callback_url: https://example.com
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              MYR GrabPay eWallet:
                summary: MYR GrabPay eWallet
                value:
                  currency: MYR
                  amount: 10000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: my_ewallet_grabpay_myr
                  payin_method_params:
                    callback_url: https://example.com
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              JPY Bank Transfer:
                summary: JPY Bank Transfer
                value:
                  currency: JPY
                  amount: 10000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: jp_bank_jpy
                  payin_method_params:
                    user_id: '123'
                    ip_address: 134.168.161.19
                    first_name: チュオン
                    last_name: チュオン
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              JPY Bank Transfer (Transliteration):
                summary: JPY Bank Transfer (Transliteration)
                value:
                  currency: JPY
                  amount: 10000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: jp_bank_jpy
                  payin_method_params:
                    user_id: '123'
                    ip_address: 134.168.161.19
                    first_name: Naruto
                    last_name: チュオン
                    transliterate: true
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              USDC Bank:
                summary: USDC Bank
                value:
                  currency: USDC
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: usdc_bank
                  payin_method_params:
                    callback_url: https://yourwebsite.com/callback
                    original_amount: 100
                    original_currency: USD
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              Interac CAD:
                summary: Interac CAD
                value:
                  currency: CAD
                  name: Hello Clever
                  gst: false
                  amount: '100'
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: ca_interac_cad
                  payin_method_params:
                    callback_url: https://yourwebsite.com/callback
                  description: Payin
                  expired_at: null
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  metadata:
                    custom_note: Priority customer
              NGN Bank Transfer:
                summary: NGN Bank Transfer
                value:
                  currency: NGN
                  name: Hello Clever
                  gst: false
                  amount: 1000
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: ng_bank_ngn
                  payin_method_params: {}
                  description: Payin
                  expired_at: null
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  metadata:
                    custom_note: Priority customer
              ZAR Instant EFT:
                summary: ZAR Instant EFT
                value:
                  currency: ZAR
                  name: Hello Clever
                  gst: false
                  amount: 1000
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: sa_eft_zar
                  payin_method_params:
                    bank_code: '0001'
                  description: Payin
                  expired_at: null
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  metadata:
                    custom_note: Priority customer
              GHS Mobile Money:
                summary: GHS Mobile Money
                value:
                  currency: GHS
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: gh_mobile_money_ghs
                  payin_method_params:
                    account_number: '233240000000'
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              KES Mobile Money:
                summary: KES Mobile Money
                value:
                  currency: KES
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: ke_mobile_money_kes
                  payin_method_params:
                    account_number: '254700000000'
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              XAF Mobile Money:
                summary: XAF Mobile Money
                value:
                  currency: XAF
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: cm_mobile_money_xaf
                  payin_method_params:
                    account_number: '237600000000'
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              XOF Mobile Money:
                summary: XOF Mobile Money
                value:
                  currency: XOF
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: ci_mobile_money_xof
                  payin_method_params:
                    account_number: '22500000000000'
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              BRL PIX:
                summary: BRL PIX
                value:
                  currency: BRL
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: br_pix_brl
                  payin_method_params:
                    callback_url: https://localhost.com
                    document_type: CPF
                    document_number: '12345678901'
                    crypto_ticker: USDT
                    crypto_wallet_address: '0xcf2888157e35d8595cba5abd7970f94a43f0d2d2'
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              THB ThaiQR:
                summary: THB ThaiQR
                value:
                  currency: THB
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: th_qrpay_thb
                  payin_method_params:
                    phone: '+84333510422'
                    ip_address: 127.0.0.1
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              KRW Bank Transfer:
                summary: KRW Bank Transfer
                value:
                  currency: KRW
                  amount: 50000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: kr_bank_krw
                  payin_method_params:
                    user_name: Jeongyeon Kim
                    payment_reason: E_COMMERCE
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              KRW Bank Transfer KYC:
                summary: KRW Bank Transfer KYC
                value:
                  currency: KRW
                  amount: 50000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  payin_method_name: kr_bank_va_kyc_krw
                  payin_method_params:
                    account_number: '1234567890'
                    dob: 12/31/1990
                    bank_code: '003'
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              INR UPI:
                summary: INR UPI
                value:
                  currency: INR
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: in_upi_inr
                  payin_method_params:
                    upi_id: 0901234567feng@hdfcbank
                    phone: '+918192324242'
                    first_name: Joesph
                    last_name: Schuppe
                    address: 1853 Auer Dam
                    city: Bellevue
                    state: Mumbai
                    country: IN
                    postal_code: '123546'
                    description: methodical
                    callback_url: https://yourwebsite.com/callback
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              ARS Bank Transfer:
                summary: ARS Bank Transfer
                value:
                  currency: ARS
                  amount: 10000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: ar_bank_ars
                  payin_method_params:
                    user_id: usr_12345abcde
                    ip_address: 134.168.161.19
                    first_name: María
                    last_name: González
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              ARS CVU:
                summary: ARS CVU
                value:
                  currency: ARS
                  amount: 10000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: ar_cvu_ars
                  payin_method_params:
                    first_name: María
                    last_name: González
                    document_number: '23123456728'
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              BWP Bank Transfer:
                summary: BWP Bank Transfer
                value:
                  currency: BWP
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: bw_bank_bwp
                  payin_method_params:
                    user_type: individual
                    first_name: Test
                    last_name: User
                    address: 123 Street
                    dob: 01/21/1990
                    document_number: A1234567
                    document_type: passport
                    phone: '+26771234567'
                    country: BW
                    bank_name: STANBIC_BANK
                    user_id: user_01
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              BWP Mobile Money:
                summary: BWP Mobile Money
                value:
                  currency: BWP
                  amount: 500
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: bw_mobile_money_bwp
                  payin_method_params:
                    user_type: individual
                    first_name: Test
                    last_name: User
                    address: 123 Street
                    dob: 01/21/1990
                    document_number: A1234567
                    document_type: passport
                    phone: '+26774567890'
                    country: BW
                    account_number: '+26771234567'
                    user_id: user_01
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              KHR KHQR:
                summary: KHR KHQR
                value:
                  currency: KHR
                  amount: 1000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: kh_pay_khr
                  payin_method_params:
                    callback_url: https://yourwebsite.com/callback
                    failure_callback_url: https://yourwebsite.com/failure_callback
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
              MWK Mobile Money:
                summary: MWK Mobile Money
                value:
                  currency: MWK
                  amount: 2000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: mw_mobile_money_mwk
                  payin_method_params:
                    user_type: individual
                    first_name: Test
                    last_name: User
                    address: 123 Street
                    dob: 01/21/1990
                    document_number: A1234567
                    document_type: passport
                    phone: '+2341111111111'
                    country: MW
                    account_number: '+26771234567'
                    user_id: user_01
                    network_code: tnm
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              MWK Bank Transfer:
                summary: MWK Bank Transfer
                value:
                  currency: MWK
                  amount: 2000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: mw_bank_mwk
                  payin_method_params:
                    user_type: individual
                    first_name: Test
                    last_name: User
                    address: 123 Street
                    dob: 01/21/1990
                    document_number: A1234567
                    document_type: passport
                    phone: 2341111111111
                    country: MW
                    user_id: user_01
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              TZS Bank Transfer:
                summary: TZS Bank Transfer
                value:
                  currency: TZS
                  amount: 4000
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: tz_bank_tzs
                  payin_method_params:
                    user_type: individual
                    first_name: Test
                    last_name: User
                    address: 123 Street
                    dob: 01/21/1990
                    document_number: A1234567
                    document_type: passport
                    phone: '+2341111111111'
                    country: MW
                    user_id: user_01
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2021-12-23T06:00:00.000+0000
                  metadata:
                    custom_note: Priority customer
              USD KHQR:
                summary: USD KHQR
                value:
                  currency: USD
                  amount: 100
                  name: Hello Clever
                  gst: false
                  email: test@example.com
                  external_id: '123456'
                  payin_method_name: us_pay_usd
                  payin_method_params:
                    callback_url: https://yourwebsite.com/callback
                    failure_callback_url: https://yourwebsite.com/failure_callback
                  description: Test Payin
                  webhook_notification:
                    endpoint_url: https://yourserver.co/notifications
                    authorization_header: '****'
                  expired_at: 2026-12-23T06:00:00.000+0000
      responses:
        '200':
          description: Created
          content:
            application/json:
              schema:
                type: object
                properties:
                  uuid:
                    type: string
                  name:
                    type: string
                  description:
                    type: string
                  email:
                    type: string
                  external_id:
                    type: string
                  status:
                    type: string
                    format: >-
                      pending | received | expired | return_pending |
                      return_received | return_expired | waiting
                    description: |
                      Status of the transaction:
                        - `pending`: Customer started a new payment but hasn't proceeded yet.
                        - `received`: Funds have been received.
                        - `waiting`: Payment has been approved, awaiting funds to settle.
                        - `expired`: Payment session expired before completion.
                        - `return_pending`: Refund request initiated, awaiting processing.
                        - `return_received`: Full amount has been refunded to the customer.
                        - `return_expired`: The refund request has expired. Expiration time is set to be 10 days.
                        - `return_rejected`: Refund request was denied. The system will not retry again.
                  stage:
                    type: string
                    format: authorize_otp | authorize_stk | normal_stage
                  pay_code:
                    type: object
                    properties:
                      payment_url:
                        type: string
                    description: Code using pay
                  currency:
                    type: string
                  gst:
                    type: boolean
                  amount:
                    type: number
                  gst_amount:
                    type: number
                  total:
                    type: number
                  paid_amount:
                    type: number
                  payment_method:
                    type: string
                  is_refundable:
                    type: boolean
                  expired_at:
                    type: string
                    format: date-time
                  pay_by:
                    type: string
                    format: date-time
                  webhook_notification:
                    type: object
                    properties:
                      endpoint_url:
                        type: string
                      authorization_header:
                        type: string
              examples:
                AUD PayID:
                  summary: AUD PayID
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: >-
                        https://sandbox-api.lightningpay.me/v1/shorted_url?hash=o10MJUBg
                    currency: AUD
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: au_payid_npp_aud
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                PHP Bank Maya:
                  summary: PHP Bank Maya
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                    currency: PHP
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: ph_bank_maya_php
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                PHP GCash eWallet:
                  summary: PHP GCash eWallet
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                    currency: PHP
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: ph_ewallet_gcash_php
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                PHP Bank Transfer:
                  summary: PHP Bank Transfer
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                    currency: PHP
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: ph_bank_php
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                PHP QR Ph:
                  summary: PHP QR Ph
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                    currency: PHP
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: ph_qrph_php
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                IDR Bank QRIS:
                  summary: IDR Bank QRIS
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      qr_string: >-
                        00020101021226590016ID.MOTIONPAY.WWW011693600816000006080208000001460303UME51440014ID.CO.QRIS.WWW0215ID20222015630170303UME520411115303360540820000.005802ID5912Flash
                        Mobile6013Jakarta
                        Barat61051148062620618Additonalinfolabel0709Product160232024050109475222483922163043F7D
                    currency: IDR
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: id_bank_qris_idr
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                IDR DANA eWallet:
                  summary: IDR DANA eWallet
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                    currency: IDR
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: id_ewallet_dana_idr
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                VND Other Viet QR:
                  summary: VND Other Viet QR
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                    currency: VND
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: vn_other_vietqr_vnd
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                VND Viet QR:
                  summary: VND Viet QR
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      qr_string: >-
                        00020101021238580010A000000727012800069704220114VQRQY1795046470208QRIBFTTA53037045405100005802VN62250107NPS68690810Test
                        Payin63043E02
                      bank_information:
                        bank_name: Vietcombank
                        account_number: '902000702986'
                        account_name: NGUYEN VAN A
                        branch_name: Hà Nội
                        description: TT MMSq
                        swift_code: HVBKVNVXXXX
                    currency: VND
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: vn_vietqr_vnd
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    sender_details:
                      account_number: '0123456789'
                      account_name: NGUYEN VAN A
                      swift_code: MSCBVNVX
                      bank_name: Ngân hàng Quân Đội (MB)
                      description: QC123123123 TT HCDDK1CIQ1V3
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                VND Momo eWallet:
                  summary: VND Momo eWallet
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                    currency: VND
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: vn_ewallet_momo_vnd
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                MYR Bank Duitnow:
                  summary: MYR Bank Duitnow
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                    currency: VND
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: my_bank_duitnow_myr
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                MYR Bank FPX:
                  summary: MYR Bank FPX
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                    currency: MYR
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: my_bank_fpx_myr
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                MYR Bank Transfer:
                  summary: MYR Bank Transfer
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                    currency: MYR
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: my_bank_myr
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                MYR Boost eWallet:
                  summary: MYR Boost eWallet
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      qr_string: >-
                        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
                    currency: MYR
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: my_ewallet_boost_myr
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                MYR ShopeePay eWallet:
                  summary: MYR ShopeePay eWallet
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      qr_string: >-
                        data:image/png;base64,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
                    currency: MYR
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: my_ewallet_shopeepay_myr
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                MYR Touch'n Go eWallet:
                  summary: MYR Touch 'n Go eWallet
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      qr_string: >-
                        data:image/png;base64,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
                    currency: MYR
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: my_ewallet_touchngo_myr
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                MYR GrabPay eWallet:
                  summary: MYR GrabPay eWallet
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                    currency: MYR
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: my_ewallet_grabpay_myr
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                JPY Bank Transfer:
                  summary: JPY Bank Transfer
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code: {}
                    currency: JPY
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: jp_bank_jpy
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                USDC Bank:
                  summary: USDC Bank
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: >-
                        https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                      html_form: null
                      original_amount: '100.0'
                      original_currency: USD
                      network_surcharge: '4.30622009569378'
                      exchange_rate: '0.999000999000999'
                      customer_id: customer_UHQKU3WB
                      transaction_fee: '0.0'
                    currency: USDC
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: usdc_bank
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                Interac CAD:
                  summary: Interac CAD
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: >-
                        https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                    currency: CAD
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: ca_interac_cad
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                NGN Bank Transfer:
                  summary: NGN Bank Transfer
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      bank_name: Test Bank
                      bank_code: '000'
                      account_name: GET
                      account_number: '5824128041'
                    currency: NGN
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: ng_bank_ngn
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                ZAR Instant EFT:
                  summary: ZAR Instant EFT
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      redirect_url: >-
                        https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                    currency: ZAR
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: sa_eft_zar
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                GHS Mobile Money:
                  summary: GHS Mobile Money
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    stage: authorize_otp
                    status: pending
                    pay_code:
                      message: >-
                        You will receive an otp on mobile number. Kindly enter
                        the otp to proceed
                      phone: '+233240000000'
                    currency: GHS
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: gh_mobile_money_ghs
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                KES Mobile Money:
                  summary: KES Mobile Money
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    stage: authorize_stk
                    status: pending
                    pay_code:
                      message: >-
                        You will receive a pin prompt on your mobile number
                        +254700000000 for KES 1000. Kindly enter your wallet PIN
                        to authorize the payment
                      phone: '+254700000000'
                    currency: KES
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: ke_mobile_money_kes
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                XAF Mobile Money:
                  summary: XAF Mobile Money
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    stage: authorize_otp
                    status: pending
                    pay_code:
                      message: >-
                        You will receive an otp on mobile number. Kindly enter
                        the otp to proceed
                      phone: '+237600000000'
                    currency: XAF
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: cm_mobile_money_xaf
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                XOF Mobile Money:
                  summary: XOF Mobile Money
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    stage: authorize_otp
                    status: pending
                    pay_code:
                      message: >-
                        You will receive an otp on mobile number. Kindly enter
                        the otp to proceed
                      phone: '+22500000000000'
                    currency: XOF
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: ci_mobile_money_xof
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                BRL PIX:
                  summary: BRL PIX
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: >-
                        https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                    currency: BRL
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: br_pix_brl
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                THB ThaiQR:
                  summary: THB ThaiQR
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      qr_string: >-
                        00020101021238570010A00000072701270006A0112345678905204000053037045802VN62140708TEST1236304ABCD
                      bank_information:
                        bank_name: Land and Houses Bank
                        account_number: '902000702986'
                        account_name: Test Accountt
                        description: TT MMSq
                        swift_code: LAHRTHB2
                    currency: THB
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: th_qrpay_thb
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                KRW Bank Transfer:
                  summary: KRW Bank Transfer
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      virtual_bank_code: '001'
                      virtual_account_number: '1234567890'
                      virtual_bank_name: Korea Bank
                      user_name: Jeongyeon Kim
                    currency: KRW
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: kr_bank_krw
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    gst: false
                    sender_details: null
                    stage: normal_stage
                    metadata:
                      custom_note: Priority customer
                KRW Bank Transfer KYC:
                  summary: KRW Bank Transfer KYC
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code: {}
                    currency: KRW
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: kr_bank_va_kyc_krw
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    gst: false
                    sender_details: null
                    stage: authorize_otp
                    metadata:
                      custom_note: Priority customer
                INR UPI:
                  summary: INR UPI
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      deep_link: >-
                        https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                      phonepe: >-
                        https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                      paytm: >-
                        https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                      google_pay: >-
                        https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                      utr: '12742644716'
                    currency: INR
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: in_upi_inr
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                ARS Bank Transfer:
                  summary: ARS Bank Transfer
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code: {}
                    currency: ARS
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: ar_bank_ars
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                ARS CVU:
                  summary: ARS CVU
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      instruction: >-
                        Transfiere el monto exacto al CVU proporcionado para
                        completar tu pago.
                      cvu: '50053763000179'
                    currency: ARS
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: ar_cvu_ars
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                BWP Bank Transfer:
                  summary: BWP Bank Transfer
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      bank_name: Stanbic Bank, Fairgrounds Branch
                      transfer_id: null
                      transfer_name: null
                      branch_name: null
                      branch_code: '064967'
                      account_number: '9060004721786'
                      account_name: HelloClever Pty Ltd
                      account_type: null
                      expired_timestamp: null
                    currency: BWP
                    gst: true
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: bw_bank_bwp
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                BWP Mobile Money:
                  summary: BWP Mobile Money
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    stage: normal_stage
                    status: pending
                    pay_code:
                      message: ''
                      phone: '+26770000000'
                    currency: BWP
                    gst: true
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: bw_mobile_money_bwp
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                KHR KHQR:
                  summary: KHR KHQR
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: >-
                        https://api-merchant.rc.cleverhub.co/v1/shorted_url?hash=KN9Oqh91
                      qr_string: >-
                        00020101021230450016pipakhppxxx@pipa01061074620211Pi Pay
                        Plc.520459995802KH5915HelloClever
                        KHR6002PP9934001317680320286290113177066002861054062000.053031166248010710116020315HelloClever
                        KHR05052719207053356263043915
                    currency: KHR
                    gst: false
                    amount: '1000.0'
                    gst_amount: '0'
                    total: '1000.0'
                    paid_amount: '0'
                    payment_method: kh_pay_khr
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                MWK Mobile Money:
                  summary: MWK Mobile Money
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    stage: normal_stage
                    status: pending
                    pay_code:
                      message: ''
                      phone: '+26771234567'
                    currency: MWK
                    gst: true
                    amount: '2000.0'
                    gst_amount: '0'
                    total: '2000.0'
                    paid_amount: '0'
                    payment_method: mw_mobile_money_mwk
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                MWK Bank Transfer:
                  summary: MWK Bank Transfer
                  value:
                    uuid: VMMAOTFR
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    stage: normal_stage
                    status: pending
                    pay_code:
                      account_name: Yellow Card MW
                      account_number: '1000123456'
                      bank_name: National Bank of Malawi
                    currency: MWK
                    gst: true
                    amount: '2000.0'
                    gst_amount: '0'
                    total: '2000.0'
                    paid_amount: '0'
                    payment_method: mw_bank_mwk
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                TZS Bank Transfer:
                  summary: TZS Bank Transfer
                  value:
                    uuid: VMMAOTFR
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    stage: normal_stage
                    status: pending
                    pay_code:
                      account_name: Hello Clever Tanzania
                      account_number: '1000123456'
                      bank_name: KCB BANK TANZANIA LIMITED
                    currency: TZS
                    gst: true
                    amount: '4000.0'
                    gst_amount: '0'
                    total: '4000.0'
                    paid_amount: '0'
                    payment_method: tz_bank_tzs
                    is_refundable: 'false'
                    expired_at: 2021-12-23T06:00:00.000+0000
                    pay_by: 2021-12-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
                USD KHQR:
                  summary: USD KHQR
                  value:
                    uuid: VMMAOTFQ
                    name: Hello Clever
                    description: description
                    email: test@example.com
                    external_id: '123456'
                    status: pending
                    pay_code:
                      payment_url: >-
                        https://api-merchant.rc.cleverhub.co/v1/shorted_url?hash=KN9Oqh91
                      qr_string: >-
                        00020101021230450016pipakhppxxx@pipa01061074620211Pi Pay
                        Plc.520459995802KH5915HelloClever
                        KHR6002PP9934001317680320286290113177066002861054062000.053031166248010710116020315HelloClever
                        KHR05052719207053356263043915
                    currency: USD
                    gst: false
                    amount: '100.0'
                    gst_amount: '0'
                    total: '100.0'
                    paid_amount: '0'
                    payment_method: us_pay_usd
                    is_refundable: 'false'
                    expired_at: 2026-12-23T06:00:00.000+0000
                    pay_by: 2026-06-23T06:00:00.000+0000
                    webhook_notification:
                      endpoint_url: https://yourserver.co/notifications
                      authorization_header: '****'
                    metadata:
                      custom_note: Priority customer
        '400':
          description: Bad Request
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: object
                    properties:
                      code:
                        type: string
                      message:
                        type: string
              example:
                errors:
                  code: REQUIRE_LOGIN
                  message: Not Authorised
        '422':
          description: Unprocessable Entity
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: object
                    properties:
                      amount:
                        type: string
              example:
                errors:
                  amount: can't be blank
      callbacks:
        myEvent:
          '{$request.body#/webhook_notification/endpoint_url}':
            post:
              summary: PayID.PaymentStatus.status Event
              description: >-
                If the merchant specifies values for the `webhook_notification`
                object during the Create payment request invocation, then a
                notification will be sent to the merchant's system when its
                status has changed to `received` or `return_received`.\

                \

                The event will use `webhook_notification.endpoint_url` as
                endpoint and `webhook_notification.authorization_header` as
                `Authorization` header. We strongly recommend to use a different
                value for `authorization_header` on each payment request to
                increase the level of security.\

                \

                This call is made by Hello Clever on the best effort basis.
                Hello Clever will implement retry mechanisms to ensure transient
                network failures do not affect the ability to call this
                endpoint. Hello Clever may call this endpoint more than once
                with the same payload so the merchant must ensure that the
                endpoint is implemented with idempotent behaviour always
                returning a `200 OK` response even after subsequent calls.\

                \

                If the target endpoint does not return HTTP `200`, Hello Clever
                will retry the webhook call 3 times with 15 minutes delay per
                call.
              parameters:
                - in: header
                  name: Authorization
                  required: true
                  schema:
                    type: string
                    description: >-
                      The value will be what was specified in
                      {$request.body#/payment_gateway_notification/authorization_header}
              requestBody:
                required: true
                content:
                  application/json:
                    schema:
                      type: object
                      properties:
                        uuid:
                          type: string
                          description: >-
                            Unique Id for the order created by Hello Clever
                            system
                          example: VMMAOTFQ
                        name:
                          type: string
                          description: Customer name.
                          example: Test.
                        email:
                          type: string
                          description: Customer email.
                          example: test@example.com.
                        external_id:
                          type: string
                          description: Custom ID.
                          example: '123456'
                        status:
                          type: string
                          format: received | return_pending | return_received
                          description: Status of Payin.
                          example: received
                        pay_code:
                          type: object
                          properties:
                            payment_url:
                              type: string
                              example: >-
                                https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                          description: Code using pay
                        gst:
                          type: boolean
                          description: GST for merchant.
                          example: false,
                        currency:
                          type: string
                          description: Currency payin.
                          example: PHP
                        amount:
                          type: number
                          description: Amount.
                          example: '1000.0'
                        gst_amount:
                          type: number
                          description: GST amount.
                          example: '100.0'
                        total:
                          type: number
                          description: Total amount.
                          example: '1100.0'
                        paid_amount:
                          type: number
                          description: Paid Amount.
                          example: '1100.0'
                        description:
                          type: string
                          description: Description
                          example: The message that you want to send to the payee.
                        is_refundable:
                          type: boolean
                          description: Available refund.
                          example: false,
                        expired_at:
                          type: string
                          format: date-time
                          description: >
                            - This setting only applies to the payment method
                            `vn_vietqr_vnd`.

                            - Other methods are either fixed to default values
                            or not configurable, and therefore cannot be edited.

                            - The scheduled expiry must be set to at least 15
                            minutes later than the current time.
                          example: 2021-12-23T06:00:00.000+0000
                        pay_by:
                          type: string
                          format: date-time
                          description: >-
                            Pay by time of payment. This datetime would be in
                            the UTC timezone. Must set the schedule bigger 15
                            minutes from the current time.
                          example: 2021-12-23T06:00:00.000+0000
                        webhook_notification:
                          type: object
                          description: Payment request notification
                          properties:
                            endpoint_url:
                              type: string
                              description: Endpoint url
                              example: https://helloclever.co
                            authorization_header:
                              type: string
                              description: Authorization header
                              example: '****'
                    examples:
                      AUD PayID:
                        summary: AUD PayID
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://sandbox-api.lightningpay.me/v1/shorted_url?hash=o10MJUBg
                          currency: AUD
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: au_payid_npp_aud
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      PHP Bank Maya:
                        summary: PHP Bank Maya
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                          currency: PHP
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: ph_bank_maya_php
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      PHP GCash eWallet:
                        summary: PHP GCash eWallet
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                          currency: PHP
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: ph_ewallet_gcash_php
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      PHP Bank Transfer:
                        summary: PHP Bank Transfer
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                          currency: PHP
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: ph_bank_php
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      PHP QR Ph:
                        summary: PHP QR Ph
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                          currency: PHP
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: ph_qrph_php
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      IDR Bank QRIS:
                        summary: IDR Bank QRIS
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            qr_string: >-
                              00020101021226590016ID.MOTIONPAY.WWW011693600816000006080208000001460303UME51440014ID.CO.QRIS.WWW0215ID20222015630170303UME520411115303360540820000.005802ID5912Flash
                              Mobile6013Jakarta
                              Barat61051148062620618Additonalinfolabel0709Product160232024050109475222483922163043F7D
                          currency: IDR
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: id_bank_qris_idr
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      IDR DANA eWallet:
                        summary: IDR DANA eWallet
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                          currency: IDR
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: id_ewallet_dana_idr
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      VND Other Viet QR:
                        summary: VND Other Viet QR
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                          currency: VND
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: vn_other_vietqr_vnd
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      VND Viet QR:
                        summary: VND Viet QR
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            qr_string: >-
                              00020101021238580010A000000727012800069704220114VQRQY1795046470208QRIBFTTA53037045405100005802VN62250107NPS68690810Test
                              Payin63043E02
                            bank_information:
                              bank_name: Vietcombank
                              account_number: '902000702986'
                              account_name: NGUYEN VAN A
                              branch_name: Hà Nội
                              description: TT MMSq
                              swift_code: HVBKVNVXXXX
                          currency: VND
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: vn_vietqr_vnd
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          sender_details:
                            account_number: '0123456789'
                            account_name: NGUYEN VAN A
                            swift_code: MSCBVNVX
                            bank_name: Ngân hàng Quân Đội (MB)
                            description: QC123123123 TT HCDDK1CIQ1V3
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      VND Momo eWallet:
                        summary: VND Momo eWallet
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                          currency: VND
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: vn_ewallet_momo_vnd
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      MYR Bank Duitnow:
                        summary: MYR Bank Duitnow
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                          currency: VND
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: my_bank_duitnow_myr
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      MYR Bank FPX:
                        summary: MYR Bank FPX
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                          currency: MYR
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: my_bank_fpx_myr
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      MYR Bank Transfer:
                        summary: MYR Bank Transfer
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                          currency: MYR
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: my_bank_myr
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      MYR Boost eWallet:
                        summary: MYR Boost eWallet
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            qr_string: >-
                              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
                          currency: MYR
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: my_ewallet_boost_myr
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      MYR ShopeePay eWallet:
                        summary: MYR ShopeePay eWallet
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            qr_string: >-
                              data:image/png;base64,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
                          currency: MYR
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: my_ewallet_shopeepay_myr
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      MYR Touch'n Go eWallet:
                        summary: MYR Touch 'n Go eWallet
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            qr_string: >-
                              data:image/png;base64,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
                          currency: MYR
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: my_ewallet_touchngo_myr
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      MYR GrabPay eWallet:
                        summary: MYR GrabPay eWallet
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/v1/shorted_url?hash=ApvZIZ9
                          currency: MYR
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: my_ewallet_grabpay_myr
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      JPY Bank Transfer:
                        summary: JPY Bank Transfer
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code: {}
                          currency: JPY
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: jp_bank_jpy
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      USDC Bank:
                        summary: USDC Bank
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                            html_form: null
                            original_amount: '100.0'
                            original_currency: USD
                            network_surcharge: '4.30622009569378'
                            exchange_rate: '0.999000999000999'
                            customer_id: customer_UHQKU3WB
                            transaction_fee: '0.0'
                          currency: USDC
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: usdc_bank
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      Interac CAD:
                        summary: Interac CAD
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                          currency: CAD
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: ca_interac_cad
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      NGN Bank Transfer:
                        summary: NGN Bank Transfer
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            bank_name: Test Bank
                            bank_code: '000'
                            account_name: GET
                            account_number: '5824128041'
                          currency: NGN
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: ng_bank_ngn
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      ZAR Instant EFT:
                        summary: ZAR Instant EFT
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            redirect_url: >-
                              https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                          currency: ZAR
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: sa_eft_zar
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      GHS Mobile Money:
                        summary: GHS Mobile Money
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          stage: authorize_otp
                          status: pending
                          pay_code:
                            message: >-
                              You will receive an otp on mobile number. Kindly
                              enter the otp to proceed
                            phone: '+233240000000'
                          currency: GHS
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: gh_mobile_money_ghs
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      KES Mobile Money:
                        summary: KES Mobile Money
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          stage: authorize_stk
                          status: pending
                          pay_code:
                            message: >-
                              You will receive a pin prompt on your mobile
                              number +254700000000 for KES 1000. Kindly enter
                              your wallet PIN to authorize the payment
                            phone: '+254700000000'
                          currency: KES
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: ke_mobile_money_kes
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      XAF Mobile Money:
                        summary: XAF Mobile Money
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          stage: authorize_otp
                          status: pending
                          pay_code:
                            message: >-
                              You will receive an otp on mobile number. Kindly
                              enter the otp to proceed
                            phone: '+237600000000'
                          currency: XAF
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: cm_mobile_money_xaf
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      XOF Mobile Money:
                        summary: XOF Mobile Money
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          stage: authorize_otp
                          status: pending
                          pay_code:
                            message: >-
                              You will receive an otp on mobile number. Kindly
                              enter the otp to proceed
                            phone: '+22500000000000'
                          currency: XOF
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: ci_mobile_money_xof
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      BRL PIX:
                        summary: BRL PIX
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                          currency: BRL
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: br_pix_brl
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      THB ThaiQR:
                        summary: THB ThaiQR
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            qr_string: >-
                              00020101021238570010A00000072701270006A0112345678905204000053037045802VN62140708TEST1236304ABCD
                            bank_information:
                              bank_name: Land and Houses Bank
                              account_number: '902000702986'
                              account_name: Test Accountt
                              description: TT MMSq
                              swift_code: LAHRTHB2
                          currency: THB
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: th_qrpay_thb
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      KRW Bank Transfer:
                        summary: KRW Bank Transfer
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            virtual_bank_code: '001'
                            virtual_account_number: '1234567890'
                            virtual_bank_name: Korea Bank
                            user_name: Jeongyeon Kim
                          currency: KRW
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: kr_bank_krw
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          gst: false
                          sender_details: null
                          stage: normal_stage
                          metadata:
                            custom_note: Priority customer
                      KRW Bank Transfer KYC:
                        summary: KRW Bank Transfer KYC
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code: {}
                          currency: KRW
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: kr_bank_va_kyc_krw
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          gst: false
                          sender_details: null
                          stage: authorize_otp
                          metadata:
                            custom_note: Priority customer
                      INR UPI:
                        summary: INR UPI
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            deep_link: >-
                              https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                            phonepe: >-
                              https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                            paytm: >-
                              https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                            google_pay: >-
                              https://api.cleverhub.co/transactions/re?i=ef798336-1550-472b-a271-8601b6728117
                            utr: '12742644716'
                          currency: INR
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: in_upi_inr
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      ARS Bank Transfer:
                        summary: ARS Bank Transfer
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code: {}
                          currency: ARS
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: ar_bank_ars
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      ARS CVU:
                        summary: ARS CVU
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            instruction: >-
                              Transfiere el monto exacto al CVU proporcionado
                              para completar tu pago.
                            cvu: '50053763000179'
                          currency: ARS
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: ar_cvu_ars
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      BWP Bank Transfer:
                        summary: BWP Bank Transfer
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            bank_name: Stanbic Bank, Fairgrounds Branch
                            transfer_id: null
                            transfer_name: null
                            branch_name: null
                            branch_code: '064967'
                            account_number: '9060004721786'
                            account_name: HelloClever Pty Ltd
                            account_type: null
                            expired_timestamp: null
                          currency: BWP
                          gst: true
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: bw_bank_bwp
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      BWP Mobile Money:
                        summary: BWP Mobile Money
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          stage: normal_stage
                          status: pending
                          pay_code:
                            message: ''
                            phone: '+26770000000'
                          currency: BWP
                          gst: true
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: bw_mobile_money_bwp
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      KHR KHQR:
                        summary: KHR KHQR
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api-merchant.rc.cleverhub.co/v1/shorted_url?hash=KN9Oqh91
                            qr_string: >-
                              00020101021230450016pipakhppxxx@pipa01061074620211Pi
                              Pay Plc.520459995802KH5915HelloClever
                              KHR6002PP9934001317680320286290113177066002861054062000.053031166248010710116020315HelloClever
                              KHR05052719207053356263043915
                          currency: KHR
                          gst: false
                          amount: '1000.0'
                          gst_amount: '0'
                          total: '1000.0'
                          paid_amount: '0'
                          payment_method: kh_pay_khr
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      MWK Mobile Money:
                        summary: MWK Mobile Money
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          stage: normal_stage
                          status: pending
                          pay_code:
                            message: ''
                            phone: '+26771234567'
                          currency: MWK
                          gst: true
                          amount: '2000.0'
                          gst_amount: '0'
                          total: '2000.0'
                          paid_amount: '0'
                          payment_method: mw_mobile_money_mwk
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      MWK Bank Transfer:
                        summary: MWK Bank Transfer
                        value:
                          uuid: VMMAOTFR
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          stage: normal_stage
                          status: pending
                          pay_code:
                            account_name: Yellow Card MW
                            account_number: '1000123456'
                            bank_name: National Bank of Malawi
                          currency: MWK
                          gst: true
                          amount: '2000.0'
                          gst_amount: '0'
                          total: '2000.0'
                          paid_amount: '0'
                          payment_method: mw_bank_mwk
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      TZS Bank Transfer:
                        summary: TZS Bank Transfer
                        value:
                          uuid: VMMAOTFR
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          stage: normal_stage
                          status: pending
                          pay_code:
                            account_name: Hello Clever Tanzania
                            account_number: '1000123456'
                            bank_name: KCB BANK TANZANIA LIMITED
                          currency: TZS
                          gst: true
                          amount: '4000.0'
                          gst_amount: '0'
                          total: '4000.0'
                          paid_amount: '0'
                          payment_method: tz_bank_tzs
                          is_refundable: 'false'
                          expired_at: 2021-12-23T06:00:00.000+0000
                          pay_by: 2021-12-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
                      USD KHQR:
                        summary: USD KHQR
                        value:
                          uuid: VMMAOTFQ
                          name: Hello Clever
                          description: description
                          email: test@example.com
                          external_id: '123456'
                          status: pending
                          pay_code:
                            payment_url: >-
                              https://api-merchant.rc.cleverhub.co/v1/shorted_url?hash=KN9Oqh91
                            qr_string: >-
                              00020101021230450016pipakhppxxx@pipa01061074620211Pi
                              Pay Plc.520459995802KH5915HelloClever
                              KHR6002PP9934001317680320286290113177066002861054062000.053031166248010710116020315HelloClever
                              KHR05052719207053356263043915
                          currency: USD
                          gst: false
                          amount: '100.0'
                          gst_amount: '0'
                          total: '100.0'
                          paid_amount: '0'
                          payment_method: us_pay_usd
                          is_refundable: 'false'
                          expired_at: 2026-12-23T06:00:00.000+0000
                          pay_by: 2026-06-23T06:00:00.000+0000
                          webhook_notification:
                            endpoint_url: https://yourserver.co/notifications
                            authorization_header: '****'
                          metadata:
                            custom_note: Priority customer
              responses:
                '200':
                  description: The merchant's server should return this code
              method: post
              type: path
            path: '{$request.body#/webhook_notification/endpoint_url}'
components:
  securitySchemes:
    app-id:
      type: apiKey
      in: header
      name: app-id
      description: |
        A unique identifier assigned to each application.
    secret-key:
      type: apiKey
      in: header
      name: secret-key
      description: |
        A secure token associated with the `app-id`.

````

## Related topics

- [Create PayIn](/api/payin/create-payin.md)
- [Create Contact](/api/contact/create-contact.md)
- [Multi-Currency Payin API Reference (v2)](/api/v2/payin.md)
